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Free Australian business tool

Shopify cost calculator

Estimate Australian Shopify processing, plan and third-party gateway costs, with monthly or annual billing. Use your own figures to see the costs behind each sale.

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Your trading figures

Illustrative starting figures. Change them to match a typical month.

Full amount charged, including shipping and any sales GST.
Share of payments from international cards or customers; assume the same average value.
Shopify setup
Your own rates and extra costs
Optional apps, terminal rental or other costs, using the amount you pay.

Calculated in your browser. Your figures are not sent to us or saved.

Your estimated costs · AUD

Australian rates checked 1 October 2026 · estimates, not account quotes.

Enter your figures to see the fee breakdown.

Net receipts subtract the costs shown here. They are not profit: product costs, sales GST liabilities and other business expenses are not deducted.

Know what is included

Transparent maths. Real assumptions.

Monthly processing fees = monthly payments × (average payment × the applicable percentage + the fixed fee). Mixed domestic and international payments use your stated proportion. Monthly costs add platform transaction fees, the plan subscription and any extra costs you enter.

Figures estimate a typical month with the same average payment for every payment type. Providers round individual transactions, so actual statements can differ. Annual subscriptions are displayed as a monthly equivalent and require annual payment.

Scope of this estimate

  • Australian merchant accounts, AUD payments and standard published pricing, or your own entered rate.
  • No refunds, disputes, chargebacks, promotions, negotiated discounts or specialist payment products unless included in your entered rate.
  • Shopify standard cards only. Premium and Amex cards can cost more. Online comparison uses Shopify Payments.
  • PayPal standard commercial payments only; PayPal card products and currency conversion are outside this estimate.
  • Fees and subscriptions retain their published GST treatment. This is a cash-cost estimate before any GST credits, not a tax calculation.
  • It estimates merchant costs; it does not calculate a customer card surcharge.
Pricing sources and last checks

Rates are reviewed presets, not a live pricing feed. Check your account agreement before making a change. Different products, account histories and payment types can have different rates.

  • PayPal Australia merchant feesChecked 2026-10-01 · Standard PayPal wallet commercial payments: 2.9% domestic, plus 1% international, plus AUD 0.30. Merchant currency conversion margin: 3%.
  • PayPal Australia product disclosure statementChecked 2026-10-01 · Standard wallet example: $100 domestic payment costs $3.20. Direct card products have different rates and are excluded. PDS tax wording differs from its worked fee examples; no multiplier assumed, verify account invoice tax treatment.
  • Shopify Australia pricingChecked 2026-10-01 · AUD subscription and standard card rates. Annual prices are monthly equivalents billed yearly. Amex and promotional plans excluded.
  • Shopify international payment feesChecked 2026-10-01 · Australia currency conversion fee 2%. PayPal Express has no third-party transaction fee when Shopify Payments is active.
  • Shopify third-party transaction feesChecked 2026-10-01 · PayPal Express third-party transaction fees are waived when Shopify Payments is active. Enter any applicable platform billing tax separately.
  • Shopify Payments Australia tax reportingChecked 2026-10-01 · GST is included in Shopify Payments processing fees.
  • Shopify Australia subscription GSTChecked 2026-10-01 · Subscriptions attract 10% GST unless Australian GST registration and an ABN added to Shopify qualify for exemption.